90K Qantas Points, $49 First Year @ Citibank VISA Signature Qantas Credit Card (Save $395)

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Apply for the Citi Signature Qantas Credit Card and receive 90,000 Qantas Points when you spend $4,000 within 90 days from approval. Plus, enjoy no annual card fee in the first year (normally $395), with an annual $49 fee for the Citibank Qantas Rewards Program.

Reward yourself with a complimentary Priority Pass membership with two airport lounge visits per year.
$75,000 min Income

  • 1.00 Qantas Point per $ Domestic Spend (Major Airlines, Hotels and Restaurants)
  • 0.75 Qantas Point per $ Domestic Spend (Major Supermarkets, Petrol Stations, retailers)
  • 0.50 Qantas Point per $ Domestic Spend (All Other)
  • 1.00 Qantas Point per $ International Spend

Listed on the Qantas Cards site: https://www.qantas.com/au/en/frequent-flyer/earning-points/c...

Related Stores

Citibank Australia
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Comments

  • +1 vote
    • Got rejected by StGeorge about 3 months ago… and then promptly approved by a different bank (Thanks!)
    • Have read about Citi's track record
    • In a previous life have done work for Citi and know how much their own premium customers hate them

    = Don't fancy my chances.

  •  

    Just applied and was requested to upload documents. Is this considered approved? There was nothing to suggest either way…

  •  

    Declined… :(

  •  

    Applied and submitted documents. Didn't even get an email to confirm I submitted an app? Anyone else?

    •  

      I received an email to confirm application received. It strangely asked me to set up user name for online banking and Pin numbers etc.
      Haven't been approved or rejected

  •  

    I keep getting generic error (4x) after I get to page to upload docs, anyone having this trouble at this time?

  •  

    I'm surprised there so many people applying.

    Aren't most of the ozbargainers have the Free Fee for life Signature credit card already from this deal??

    https://www.ozbargain.com.au/node/175099

  •  

    great post OP.

    For me, the step for submitting documents only displayed the next/finish button, so that's exactly what I did.
    But a few mins later, received various emails - address/ATM pin… and application approved. what the?
    Have to wait and see if they request for docs tomorrow…

  •  

    Only on 75k income, so thats going to get me declined even if i tried to get this card

    good deal if you can get it though

  • +1 vote

    I currently have the Coles Mastercard which is underwritten by Citibank - I wonder if this would hurt my chances?

  • +1 vote

    Great deal but unfortunately I am not qualified as I believe it only applied to new citibank applicant?
    I am still holding my Citibank Signature (Free for Life annual fee) which I applied few years via ozb
    https://www.ozbargain.com.au/node/175099

    while the earn rate is bad, there are 3 reasons for me holding the card:

    1. Its free for life, no annual fee, why not keep it
    2. 2 complimentary priority pass entries (Even if I spend only around $100 for the entire year)
    3. The excess fee for the complimentary insurance is much less on citibank card than westpac, for most claims, only $100 excess fee. Westpac one takes $250 for every claim!
  •  

    Seems like no one can get approved for this card so would hardly call it a deal.

    Declined on 100+k salary, no other debt, clean record.

    • +1 vote

      No one is a bit of an exaggeration. You might also want to browse through the many explanations above of why 100+K salary with no debt obligations is never a guarantee that you'll be approved for a card. It often works against you, as hard as you may find that to believe.

      •  

        Probably should have made it a bit more clear I have a record of paying off debt I.e. other credit cards, phone bills etc but no outstanding debt to my name. No mortgage.

    • +1 vote

      I got approved

  •  

    Got approved within an hour but I have been a previous (but recent) Citibank customer with sizeable credit card limit - so when I asked for minimum $15k I saw no reason why they should decline me.

    For those with $100K+ wages with no debts etc, I can only guess that your length of work might be your negative factor.

    To me, a person on $80K pa with 10 years at the same company versus another person on $120k with 12 months. I know which person I would think is more reliable.

  •  

    Anyone tried applying below 75k income?

    •  

      It won’t allow you to proceed. There’s a question about if you’re above that income

  • +2 votes

    All these rejections are putting me off from applying and having a mark on my history.

  •  

    any fee for additional card holder??

    do they instant approve without asking for any documents?
    I am up to the step they asking for Residency, Employment proof, income proof (payslip), and Address proof.

    does it look like I am in the process of getting declined?

  •  

    Perfect timing. Bumping up my QF points for a Europe trip next year. Submitted and conditionally approved. Thanks OP!

  •  

    just submitted application online and it all went through ok. (pending final approval confirmation)

    Man it's giving a generous credit limit (no where near what i'd use).

  •  

    I currently have a citibank signature creidt card. Am i still eligible for this promotion?

  •  

    I just got application submitted - there was no message of approval or rejection - is that what everyone else sees at the end of the application?

  •  

    just got a letter saying my BT was rejected because it was 90% of credit limit - they have a rule about it being max 80% - but i couldn't see that written down anywhere. understand this is a common rule, but i checked and it wasnt in their conditions… citibank is so crap.

  •  

    Can someone tell me (sorry if it has been asked before) - I signed up for a st george card earlier this year to get the points.

    What happens if I sign up for this card to get more points?
    Is that detrimental to my credit score or can it effect me in any other adverse ways?

    Thanks for your help in advance.

    • +1 vote

      I've heard the guideline before that each person should keep it 4 or less cards in the past 12 months. You might be able to do more than this, but comments/anecdotes I have read seem to indicate that this is the fairly safe max level. I don't work in this industry though, so it's hard to know for sure, and as you can see from this thread, the true criteria can seem a bit opaque and unfathomable.

      If you have a partner, it's easiest if you alternate applications, and redirect the spend to the current card until a bit over the min spend is reached (watching out for any restrictions like excluding government spending), and close the card as soon as the points are received. That cycle of alternating between your's and your partner's cards will naturally space out both your applications, ideally to something roughly equal to 8 cards total per year for the household, or just a little bit over. That's what I aim for, at least.

    • +1 vote

      My partner and I churn cards like it's the Pokemon TCG. We've done the St George, Westpac, Virgin Money and now citibank all within 6 months. If you get denied it won't be because you've churned cards.

    •  

      Thanks for all the replies!
      Gonna get my applications in now! :)

  •  

    How difficult is to get this card approved? Is Citibank quite liberal approving applications?

    •  

      As a general rule the high rollers are getting denied and the medium and low income earners have been approved. So now you just need to decide which group you fit in.

      • -1 vote

        I disagree. I earn more than anyone I've seen post on here and I was approved. And no its not a stupidly high amount.

  •  

    very keen to signed up if there is no 12 months waiting period

  • +1 vote

    Fully approved.

    under 100k income, mortgage, three other cards with 30k limit combined.
    I was waiting for an email asking for payslips as I couldn’t put them in.

    Never contacted just approved

    •  

      Maybe your share of monthly expense and loan repayment is very low

    •  

      I think the examples show that people who have a history of good debt are faring a lot better than people with higher income but no debt history.

  •  

    Just applied for the Citibank card for 100,000 Citibank points earlier this week.

    Wonder if I'll be considered a new customer if I apply for this one also.

  •  

    Anyone getting issue with One time Pin sms not coming through?

  •  

    Curious to know if they actually know how many other cards you have and the limits or if they are relying on you to give the info. I just cancelled another card last week and not sure if it will be showing on their system or not.

    •  

      A credit check shows all your active cards and their credit limits so they can easily see it. Took a few weeks for a card I cancelled to show as cancelled on my credit report.

  • +1 vote

    Anyone else get redirected to an application for the rewards signature card? different to Qantas signature

    •  

      Yes, I am too. Just signed up, and didn't notice until I got an email "Your Citi Rewards Signature Credit Card application". Called them and they got no idea… Lets wait and see I guess.

  • +2 votes

    Citi offer quite alot of cards that aren't labelled as citi. I think this is perhaps why so many "high income earners" who are also credit card churners are complaining about being rejected - because they actually have a recent card with citi and that might be against their criteria. I believe this happened to me when I had a Qantas Money credit card.

    • +1 vote

      Exactly this. My partner has a Suncorp card (which is run through Citigroup) so whist she’s never been a customer of Citibank directly she has one of their cards so would be declined.

  •  

    Applied yesterday at 8:00 AM submitted all required paper work but haven’t been approved or rejected? Anyone in the same bout as me?

    •  

      Same boat here. At a guess I would assume they randomly select a certain number of applications the meet the criteria to manually check before approving or otherwise.

    •  

      Just applied now and submitted all the docos. It said that they will confirm via email. Lets just wait and see now.

    •  

      I applied late Wednesday and uploaded all documents, so far nothing.

    •  

      I on the other hand couldn’t upload my payslips as the screen on safari never showed the option. I thought they would send a request via email for them. No. Just got approved instead.

  •  

    Does anyone know how long it takes for the points to be credited?

  • +1 vote

    So many rejected, only few approved, lame

  •  

    Ok….anyone holding their breath for the approval has other recommendations with good Qantas point credit card to churn through in the mean time?

  •  

    I didn’t get the chance to upload any documents; my application stage got to the ‘work and finances (7 mins)’ stage and it submitted which then displayed something along the line of “thank you for your application. We’ll get in touch with you soon to update you…”. Applied the first day and never received any emails from Citi and currently still waiting. Did anyone else go through the same process?

    •  

      Yep, i had exactly the same. Just called them and they helped me figure it out. Suggest you call them too.

      •  

        Just called and the automated message said that it’s in progress. Proceeded to talk with an operator and then was advised my application was rejected :(

    •  

      I also never got the chance to input my payslips. Just thought they would email me later. No. Just got approved without them seeing them.

  •  

    I got also rejected :|

    •  

      Did they reject you instantly after submission or was it after sometime over email ?

      •  

        Instantly mate. Called Citi, they said they can't do anything…and advised to reapply after 3 months.
        I dont know whether it triggered credit enquiry or not

  •  

    Interesting, when you click the link, it goes to the "Citi Rewards Signature Credit Card" application page, is that normal?

  •  

    Just got rejection email even after submitting payslip, passport and drivers licence

  •  

    I applied yesterday and was approved once I emailed them the payslips and my colleague got approved straightaway even without supplying any documents

  •  

    Anyone else’s application stuck on ‘submitted’?

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