Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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$3,288 BOC Refinance Cashback Variable Rate from 6.08% p.a. (CR 6.45% p.a.) + 0.15% p.a. Broker Cashback @ Bank of China

$3,288 BOC Refinance Cashback Variable Rate from 6.08% p.a. (CR 6.45% p.a.) + 0.15% p.a. Broker Cashback @ Bank of China

$3,288 Home Loan Refinance Cashback at Bank of China & $2,000 Purchase Cashback extended past September. Effective date: 16/09/2024 Submitted between: 16/09/2024to 31/12/2024 Settled by: 31 …

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$3,000 First Home Buyers Bonus (Min Loan $250,000) @ ANZ

Long Running $3,000 First Home Buyers Bonus (Min Loan $250,000) @ ANZ

Greetings OzBargainers Looking to purchase or build your first home? Help is on the way. $3000 cashback offer from ANZ to help First Home Buyers (minimum loan size $250k). Rates Depend on LVR - …

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1 and 2 Year Fixed Rates Starting from 5.59% (C.R. 6.06%) for Refinance or Purchase, Plus $750 Broker Cashback @ Macquarie Bank

1 and 2 Year Fixed Rates Starting from 5.59% (C.R. 6.06%) for Refinance or Purchase, Plus $750 Broker Cashback @ Macquarie Bank

Greetings OzBargainers! Looking to refinance or purchase your next home? Check out this fantastic offer from Macquarie Bank with highly competitive fixed rates, flexible features! Whether …

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$1,000 Refinance Rebate (Min Loan $250,000 & LVR <= 80%) at People's Choice Credit Union via Azura Financial

expired $1,000 Refinance Rebate (Min Loan $250,000 & LVR <= 80%) at People's Choice Credit Union via Azura Financial

Hi OzBargainers, I hope you’ve all been doing well—it's been a while since our last update! We’re excited to share that, as one of Australia’s top brokerages, we’ve been selected to …

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1 Year Fixed P&I Owner Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

expired 1 Year Fixed P&I Owner Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

Hello Bargain hunters; For anyone looking to refinance or make a purchase, below is a summary of HSBC's offers • 5.79% 1 year fixed rate on Principle & Interest under 80% LVR – Owner …

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Variable Rate Investment Home Loan 6.24% (Comparison Rate 6.25%) (LVR < 70%) @ People's Choice Credit Union

Variable Rate Investment Home Loan 6.24% (Comparison Rate 6.25%) (LVR < 70%) @ People's Choice Credit Union

People's Choice Credit Union is offering variable rate investment home loan at 6.24% (Comparison Rate 6.25%) with LVR < 70%. Please note that the rates are for Investment Property Loan and …

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Variable Rate Owner Occupier Loan 5.99% (Comparison Rate 6.00%) (LVR < 70%) @ Peoples Choice Credit Union

expired Variable Rate Owner Occupier Loan 5.99% (Comparison Rate 6.00%) (LVR < 70%) @ Peoples Choice Credit Union

Hello Ozbargainers, Thank you so much for your support so far. The rate mentioned in the deal is for their Owner Occupier Basic Variable Home Loan with Principal and Interest repayments. Fees - …

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$300-$1,200 Cashback with an Eligible Home Loan above $250,000 through Resolve Finance @ Aura

Long Running $300-$1,200 Cashback with an Eligible Home Loan above $250,000 through Resolve Finance @ Aura

Join Aura, then simply connect with the Resolve team via the in app link! Resolve takes care of everything from start to finish. They’ll find the right loan for you, manage all the details, and …

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5.99%pa Variable P&I (CR 6.02%) + 0.20%pa Broker Cashback @ Auswide Bank

expired 5.99%pa Variable P&I (CR 6.02%) + 0.20%pa Broker Cashback @ Auswide Bank

CALLING ALL HOME BUYERS/OWNERS Don’t wait for the RBA Get Your Own Rate Cut Today! Low low basic owner-occupied interest rate 5.99%pa effectively 5.79% with the inclusion of our Exclusive Mates …

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$3000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3000 Broker Cashback @ ME Bank

expired $3000 Home Loan Refinance Cashback (Min Loan $700,000 and LVR up to 80%) + $3000 Broker Cashback @ ME Bank

Hello Ozbargainers, Firstly, thank you for your support so far. ME Bank continues to offer refinance cashback. And I have increased the broker cashback to $3,000 for loans above $700,000 until …

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5.89% p.a. (5.89% CR) Variable Rate Owner-Occupied P&I Repayment Home Loan (LVR ≤ 80%, Min $100,000 Loan) @ The Mutual Bank

expired 5.89% p.a. (5.89% CR) Variable Rate Owner-Occupied P&I Repayment Home Loan (LVR ≤ 80%, Min $100,000 Loan) @ The Mutual Bank

Interest Rate is 5.89% P.A., Advertised comparison rate is 5.89% P.A. I see this ad on Instagram, and it's quite similar to this one. The difference is only 0.09% higher but for everyone else …

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Refi Invest Property 6.19%pa Variable P&I (CR 6.52%) + 0.15%pa Broker Cashback @ Bank Australia

expired Refi Invest Property 6.19%pa Variable P&I (CR 6.52%) + 0.15%pa Broker Cashback @ Bank Australia

CALLING ALL INVESTORS Lowest Principal & Interest rate 6.19%pa, effectively 6.04% with the inclusion of our Exclusive Mates Rates Cash-back 0.15%pa** for the life of your loan. Features • …

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Mortgage Broker Cashback 0.3% for Purchase/Refinance + P&I Variable Rates (from 5.99%, Comparison Rate 6.00%) @ Lending Workshop

Long Running Mortgage Broker Cashback 0.3% for Purchase/Refinance + P&I Variable Rates (from 5.99%, Comparison Rate 6.00%) @ Lending Workshop

Hello Ozbargainers, Thank you so much for your support so far. I am offering a broker cashback back of 0.3% of loan amount. This is in addition to any cashback offered by Bank/Lender. Key …

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$2000 Home Loan Refinance Cashback (Minimum Loan $250,000 and LVR up to 80%) @ Bank of Queensland (BOQ)

expired $2000 Home Loan Refinance Cashback (Minimum Loan $250,000 and LVR up to 80%) @ Bank of Queensland (BOQ)

Hello OzBargainers, Hope you're all doing well. There are very few banks offering refinance cashback for $250K loan now, so we thought we would highlight that Bank of Queensland is still …

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50,000 Bonus Qantas Points for Applying for a Home Loan (Min $500,000) + 100,000 Qantas Points Every Year @ Qantas Money

expired 50,000 Bonus Qantas Points for Applying for a Home Loan (Min $500,000) + 100,000 Qantas Points Every Year @ Qantas Money

Bonus 50,000 Qantas Frequent Flyer points for new home loan applications for more than $500k, in addition to the 100,000 Qantas FF points for you receive every year for the life of the loan. (Total …

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5.80% pa Variable Home Loan / Refinance for Essential Workers (New Loans Only, Min $100k Loan, 5.83% pa CR) @ G&C Mutual Bank

expired 5.80% pa Variable Home Loan / Refinance for Essential Workers (New Loans Only, Min $100k Loan, 5.83% pa CR) @ G&C Mutual Bank

Was shopping around and found this- looks to be pretty good value. 100% offset account, redraw available with a $30 fee, min $100 withdrawal. No establishment fees nor monthly fees, loan preparation …

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$2000 Broker Cashback for Home Loan or Investment Loan Refinance (Min Loan $500,000) @ Lending Clinic

$2000 Broker Cashback for Home Loan or Investment Loan Refinance (Min Loan $500,000) @ Lending Clinic

OzBargain

Hello OzBargainers, Thank you for your support so far! We're excited to announce our brand new cashback promotion. This time, we're offering up to $2000 broker cashback if you refinance …

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1-5 Year Fixed Rate Home Loan from 5.99% (CR 8.3%) + $3288 Refinance Cashback / $2000 Purchase Cashback @ Bank of China

1-5 Year Fixed Rate Home Loan from 5.99% (CR 8.3%) + $3288 Refinance Cashback / $2000 Purchase Cashback @ Bank of China

Dear All In light of recently commentary that RBA could potentially increase the rates in August https://www.smh.com.au/politics/federal/august-rate-rise-on-…. There are some attractive fixed …

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5.99% pa Variable Home Loan (Min $350,000 Loan & Below 70% LVR, CR 6.01%) + 0.15%-0.25% pa Broker Cashback @ Heritage Bank

expired 5.99% pa Variable Home Loan (Min $350,000 Loan & Below 70% LVR, CR 6.01%) + 0.15%-0.25% pa Broker Cashback @ Heritage Bank

HERITAGE 5.99%pa Variable Rate (CR 6.01%pa) + 0.15%-0.25%pa exclusive Cashback effective 5.84-5.79 @Mates Rates Mortgage Brokers STOP THE PRESS – Home Loan Purchase, Refinance or Construction …

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Bank of China Offset Variable Rate from 5.98% p.a. (CR 6.34% p.a.) + 0.15% p.a. Broker Cashback @ Bank of China

expired Bank of China Offset Variable Rate from 5.98% p.a. (CR 6.34% p.a.) + 0.15% p.a. Broker Cashback @ Bank of China

STOP THE PRESS – $3,288 Home Loan Refinance Cashback at Bank of China. — Duplicate offer removed from deal (Mod) 5.83 effectively with the inclusion of our Exclusive Mates Rates 0.15%pa …