brainactive » posts

poll What Is Your Peferred Protein Powder Brand?

What is your preferred protein powder brand from the following list

McDonald's

McDonald's app deals

Does the $2 big mac reward still come up these days. Haven't seen it in years. Have tried creating new account but still can't find. What reward deals do people usually get on the app? …

High quality and good value chopsticks

Any recommendations for high quality and good value chopsticks?

nib

NiB health in insurance - claiming one day 1

NiB currently allow new customers to waive 2 and 6 month waiting periods. Does this mean we can claim on the policy start date and then cancel the following day? If so how do we do this seamlessly? …

How easy is it to sell a brand new iPhone at 5% off RRP?

How easy is it to sell a brand new iPhone at 5% off RRP? Which iphone is easiest to sell / most popular? Is it the iphone 13 pro max 256gb?

Cheapest prepaid 365 day setup

Trying to find the cheapest setup for 365 day prepaid for light data usage (100gb is enough). Any recommendations on what to do? Is sticking with one provider better or is churning? What setup is …

Best Home Loan

There seems to be a "Best Transaction Account" poll on Ozbargain but not "Best Home Loan" poll. What is the best variable home loan (with offset account) and what is the best …

Superannuation Asset Allocation Rebalancing

Some super funds allow you to choose your own asset allocation. After providing your desired allocation when you sign up, do they automatically rebalance it for you in the future or are you expected …

Opening a Vanguard (VDHG) Account

It seems like it is no longer possible for individual investors to invest with Vanguard directly. When I try to open a VDHG account online, it forces us to also open an Vanguard Personal Investor …

Recommendations for Best Home Loan with Offset Account

Looking for recommendations on the best home loan. My list of priorities (in order of importance) are: 1. Has an offset account 2. Lowest rate (after taking into account all fees etc) 3. Reputable …

ANZ

ANZ Rewards Travel Adventures Card

This card comes with a complimentary domestic return flight. My question is it possible to book the flight and then cancel the card before the date of the flight? Would I still be able to board the …

Recommendations for a firm mattress

On the market for a firm mattress that is durable, reasonably high quality, ideal for back / side sleepers and reasonably priced $1000-1500. I've heard Tempur mattresses are good but expensive. …

Best Wisdom Teeth Removal Place in Sydney

Do you guys have any recommendations for the best wisdom teeth removal place in Sydney? Contrary to the spirit of this website, cost is not an issue, though I'd presume most places offer similar …

New Phone App Deals

Just got a new phone. Do you guys have any recommendations on apps with free sign up deals that I can use / reuse?

Loans.com.au

Loans.com.au - Any Better Rates?

Are there any deals that offer better rates that these guys at the moment? Does loans.com.au still come out on top after taking into account any hidden charges etc?

Health Insurance - Junk Policies (Cheapest to Avoid Medicare Levy Surcharge)

I'm looking for the junkiest policy that basically covers nothing. Only opting it to avoid the medicare levy surcharge. Which provider currently has the lowest rates? Used to be Frank. Is this …

Buying property - the basics, process, tips and tricks

Finally decided that it's time for me to move out. Been saving up for a few years and now looking to buy my first property. I know there's been a few threads in the past regarding various …

Gym Deals

Are there any good deals for the gym as of late? I've been off the gym for about a year and thinking of getting back into it. Also if there are any app deals that you've come across please …

Laptop for Web Browsing

Thinking of getting a laptop that starts up really quick with no lag during day to day use. Will be using it for web browsing 90% of the time potentially up to 10 tabs open at once. The other 10% of …

Korean Ginseng

These things cost around $60 per 50g, so aren't cheap by any means. The question is, do they actually do anything or is it just a scam?

Share Trading Strategy

Thinking about starting investing in shares. My strategy at the moment is to buy shares immediately after big events that result in big drop in share price. There tends to be over reaction to these …

Physiotherapy Clinics Sydney

I'm looking for a decent physiotherapy clinic in Sydney which engages in "mutually beneficial" payment arrangements. Before I explain what I mean by this, I'll give some context - …

Bargaining at gym

Just realised - for someone who spends so long on a bargaining website, I'm actually quite terrible at bargaining! So I went to the gym to put my membership on hold (I've decided to take a …

Plans over Christmas?

What are everyone's plans over the Christmas break? Please share any ideas or plans below. Also, how are you all feeling? I used to be all excited around this time, but now I kind of feel …

Dollar Cost Averaging

Dollar Cost Averaging (DCA) is a strategy where the investor places a fixed dollar amount into an investment on a regular basis (e.g. $1000 into a stock every month for 7 years). When prices rise, …

Best Home Loan Deal - Nov 2016

Trying to find out what the best home loan deal is at the moment. Details are: <80% LVR, around 400k with offset, low fees, investment loan. Any suggestions? Thanks in advance.

160
Xiaomi Hybrid MI IV Earphones - AU $20.50 Delivered @ Zapals

expired Xiaomi Hybrid MI IV Earphones - AU $20.50 Delivered @ Zapals

First time posting. I believe this is the cheapest these earphones have been on sale for (and by a fair margin). Not sure if Zapals is a reputable retailer for these earphones but I remember I got …

QFF Misleading Points Conversion

It's well known and thoroughly discussed that flights tend to be a fairly good way to spend QFF points and gift cards tend to be a poor choice. However, I find that the points conversion …

poll Best Electricity / Gas Provider (NSW)

In light of the the recent 1 July price hike, wondering what you guys think the best electricity / gas provider is given the current situation. I'm with Energy Australia and tossing up whether …

PHI Rebate Income Tier

First time getting health insurance. When filling out application to receive the Australian Government Rebate on Private Health Insurance as a reduced premium, it asks for my income tier. Is this …

poll PHI Rebate and Medicare Levy Surcharge

Tax time is coming up, my taxable income for the year is around 100k and just realised that I'm going to be caught without any health insurance cover. So my questions are: 1) Is it too late to …

Tax Tips

Tax time is coming up so just wanted to start a discussion on tips and tricks to maximise efficiency of your tax return. What are some things which you do or intend to do that is either very useful …

ING

ING Savings Maximiser Rate Drop

What are your thoughts on the rate drop? Moving funds elsewhere, staying or waiting to see what RBA does on Tuesday? From the AFR: Interest rate update – Savings Maximiser The additional …

Investing in Index Funds

Considering placing around $100k into index funds (e.g. Vanguard). Just wanted to get a better understanding of how they work before making any moves. If anyone has had experience with them in the …

Woolworths

Does Woolworths accept AmEx with no surcharge?

I'm just wondering if Woolworths accepts AmEx with no surchage? For both online and in-store, only one of the two, or neither.

studyassist.gov.au

HECS-HELP Benefit

Hello Ozbargainers, I've just applied for the HECS-HELP benefit which is a rebate offered to graduates who studied science, education or nursing. Just wondering whether anyone has applied for …