This was posted 2 years 6 months 8 days ago, and might be an out-dated deal.

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10% off Coles $100 & $250 Mastercard Gift Cards (Including Additional Applicable $5 or $7 Purchase Fee) @ Coles

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10% off Coles $100 & $250 Mastercard Gift Cards (Including Additional Applicable $5 or $7 Purchase Fee) @ Coles
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ironworthy on 17/10/2021 - 23:37 en-au-media.shopfully.cloud (4560 clicks)
Last edited 20/10/2021 - 15:27 by 2 other users

Deal is on again beginning week of 20 Oct and looks like only $100 and $250 eligible. $5 and $7 fee applies per respective amount and limit of 5 per customer

Coles Mastercard Gift cards cannot be used to purchase any other gift card sold at Coles.

Warning! Coles Prepaid MasterCard Compromised (Multiple) CHECK Your Cards NOW!

How to check if your card has been swapped out - The card ID MUST match the last 11 digits of the barcode.

Mod: Third-Party Gift Card Deals at Retailers - FAQ - Thanks to WookieMonster.

Other Gift Card Instagrampost MasterCard Prepaid Credit/Debit Card

Related Stores

Coles
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Coles Prepaid Cards
Coles Prepaid Cards

closed Comments

  • buckethat on 18/10/2021 - 09:06
    +1

    Discount not worth the risk.

  • ggfatty on 18/10/2021 - 09:08

    My $250 and $100 got hacked last round. Cannot be bother with coles customer service as they are useless

    Not worth the trouble and net loss

    • Homr on 18/10/2021 - 09:37
      +1

      So you're willing to take a $350 loss?

  • vetopower on 18/10/2021 - 09:30

    Say no to hackers.

    • deals4amar on 18/10/2021 - 09:41
      +1

      OZB's are kind of hackers too, hacking for deals lol.. But in all seriousness, Coles should have done something about the issue before putting these on sale. I had similar issue with a $100 gift card (Not Mastercard) I had purchased, was declined at checkout. Getting Coles to investigate/refund was a long and painful process.

      • fatice on 20/10/2021 - 10:37

        Maybe during the activation, provide a mobile number for each of the card so that they can use sms verification for each transaction from the card.

  • ozvince on 18/10/2021 - 09:51

    I have 2 cards got hacked. Is there any good way to spend the rest?

    • capslock on 18/10/2021 - 10:03

      Powerball jackpot this week is $60,000,000.00

    • cloudy on 18/10/2021 - 12:17

      My power retailer lets me pay any amount online and account goes into credit. Water is the same. Try that

  • Ash-Say on 18/10/2021 - 09:56
    +1

    Wow there are lot of negative experience on these cards.

    I must use these cards from last round and as part of recent zip promo quickly.

    • thekensai on 18/10/2021 - 10:06

      and there goes your eureka moment

  • royalty on 18/10/2021 - 10:06
    +4

    Not buying these anymore, peace of mind is more important.

  • asc on 18/10/2021 - 10:10

    Bought Auspost prepaid MasterCard with recent zip sale. Had to call them to block until I m ready to use.

  • johnnytran on 18/10/2021 - 10:11

    Are Coles digital gift cards at risk? I usually spend my credit card points on gift cards through my banks online portal.. now I feel like I need to check their balance

    • WookieMonster on 18/10/2021 - 10:27
      +2

      Are Coles digital gift cards at risk?

      Not at the same level as Coles Gift Mastercards.

      Coles digital gift cards are issued by Coles Group Ltd.

      Coles Gift Mastercards are issued by Indue Ltd. Coles only acts as an agent for selling and promoting these Coles Gift Mastercards.

      I’ve compared the pair here, but the summary is that I would be far more worried about a Coles Gift Mastercard being compromised than a gift card issued by Coles Group Ltd.

      • johnnytran on 18/10/2021 - 10:39
        +2

        Thank you. I just checked all my GC's and they seem to be fine, even found some old ones which still had funds. Interestingly one of them had expired but was re-activated somehow.

  • Tonyz123 on 18/10/2021 - 10:16
    +1

    if customers are not protected by coles, why should we bother to give free money to hackers when coles still earned their part and pretending nothing happened.

  • nemo5 on 18/10/2021 - 10:23

    WHERE should I spend cards with low balances <$5 and low/no MC fees?

    • LuckyL on 18/10/2021 - 10:28
      +3

      Split payment at Coles or Woolies.

    • bean_counter on 18/10/2021 - 10:54
      +2

      If you have an Amazon account, just use balances to buy Amazon credit and use towards next purchase.

    • nemo5 on 18/10/2021 - 12:08

      Thanks for the options!

    • AppleLime on 18/10/2021 - 15:39

      I used it as default card in Amazon. My bank card got hacked in Amazon.co.uk Marketplace and account was debited for 3months without me noticing. Now I used all prepaid card with minimal amount as default card.

  • stevelo on 18/10/2021 - 10:24
    +2

    Can I use this to buy Wish giftcard from woolworths portal?

    • spaceflight on 18/10/2021 - 11:12

      Yes

      • Yola on 18/10/2021 - 11:15

        But maybe no. Look at the comment by ATangk above.

  • muncan on 18/10/2021 - 10:28

    What’s stopping a hacker from buying a card, making a purchase, then claiming a hacker used their card (because they’re a hacker) to get their money back?

    • Yola on 18/10/2021 - 10:59

      A receipt is required to claim.

      • muncan on 18/10/2021 - 13:04

        Surely the hacker gets a receipt for their purchase.

        • scrypton on 18/10/2021 - 16:11
          +1

          I think the risk far outweighs the reward.

          They would need to spend quite a bit of time with customer service and provide bank account details for the refund (which the hacker would need to be able to access) so it is most likely traceable to an identifiable person. If at any time Coles of Mastercard suspect fraudulent activities, they can easily follow the money trail.

          Plus, they would need to do this in larger scale to be able to obtain a sizeable profit, which means police would be involved and before you know it the hackers could end up in prison (or trying to flee to some countries without extradition treaties — which comes with its own difficulties during pandemic border closures)!

          The hacker would rather be a law-abiding OzBargains and net savings legally from this website!!!

          • muncan on 18/10/2021 - 16:22
            +3

            @scrypton: Fair points. They might do it once for a little thrill, but after the 3rd call to Coles claiming their gift card has been “hacked”, surely Coles would wise up and ask “then why the heck you keep buying our dodgy gift cards?”
            Don’t get me wrong, I’m not intending to or suggesting anyone else commit fraud. Just thinking about the processes is all. 😆

        • thriftee on 19/10/2021 - 10:08

          I would think it’s the receipt of the gift card, not the purchase.

          • muncan on 19/10/2021 - 11:15

            @thriftee:

            Surely the hacker gets a receipt for their purchase

            I meant for their purchase of a gift card for themselves, which they “hack” (i.e. use normally) and then demand their money back for items they actually purchased with the gift card. A fraudulent actor joining the other legitimate refund claims.

            Don’t do it.

            • thriftee on 19/10/2021 - 13:12

              @muncan: Oh!!! My mind didn't even go there as a possibility. That's a whole another level to stoop down to!

            • WookieMonster on 19/10/2021 - 13:52

              @muncan: How is that even possible though?

              This deal is in-store only, so the easiest way to complete a transaction without requiring staff assistance for the payment itself is to have the physical Coles Gift Mastercard with you, as you need the magstripe to complete the purchase. From what I have read, magstripes have a CVV1 value associated with it, whereas the CVV printed on the card is a CVV2 value. The whole point of the aforementioned fraudulent activities is to complete a purchase with only the 16-digit card number and the expiry date, so it would be extremely difficult to clone a “hacked” Coles Gift Mastercard unless you already correctly guessed the CVV1 value (which would require a physical EFTPOS terminal, blank magstripe cards, equipment to clone a magstripe card and lots of guessing and checking).

              I am aware that some EFTPOS machines can do MOTO (mail order / telephone order) transactions, where you only need the card number and the expiry date to complete a “card not present” purchase. My guess that this is a hold-over from the days where credit cards would not come with a CVV2 value printed on the card. However, from what I can tell, that is only possible for POS systems that are merely standalone EFTPOS terminals.

              At Coles, the EFTPOS terminal itself is just one component of the entire POS system (e.g. barcode scanner, scale, bagging area sensors, touch panel LCD). I don’t think there would be a way to get the POS system into MOTO mode unless you had staff assistance, and even if you had staff assistance, MOTO mode probably isn’t even an option in the POS system. Why would Coles even need to allow for a MOTO mode in their POS system when the whole point of shopping in-store at a supermarket is to pick up the groceries (or gift cards) you want and then pay for it using the card(s) with you? Even if it was possible to use MOTO mode, staff would also be extremely suspicious of customers asking to for gift cards by using a card not present, because attempting a “card not present” payment at a supermarket is extremely unusual of and would scream of fraud.

              MOTO mode makes sense for a small business that has not established an online payment system. However, MOTO mode makes zero sense for a major supermarket that has a dedicated website for selling groceries online, and another dedicated website for selling gift cards!

              I cannot think of any other way you could even attempt to use a “hacked” Coles Gift Mastercard to buy another Coles Gift Mastercard to enable the fraud you’re suggesting, but if there is one, feel free to enlighten all of us, as I am genuinely curious… actually, on second thought, maybe don’t enlighten us, otherwise you’ll end up telling fraudsters how to drain everyone’s Coles Gift Mastercards!

              • Mad Max on 19/10/2021 - 16:23

                @WookieMonster: 👏 Mate your in depth knowledge is wasted just chasing the odd 10% off or bonus points on giftcards.
                You should be advising Indue or other providers and charging a nice fee for your services. You would probably do a much better job than they do and teach them a few things…

                • WookieMonster on 19/10/2021 - 16:41

                  @Mad Max: I would love to do consulting work for Indue or one of these gift card providers… or at least do an audit to point out their inadequacies. That would require them to give a damn though, and be willing to throw money at people to fix their problems!!

                  • samehada on 19/10/2021 - 21:26

                    @WookieMonster: Don't get overhyped, these GC has been on for a long time and it is only popular because of the direct discount, when there was 2000pts promo not many are interested.

                    Once they no longer run the direct discount promo, noone will be interested. The example with ThePerfectGC (EFTPOS GC) is still there, many years ago it was very popular at that time because of no fee promo and those who run that company must have seen crazy sales and decided to jack up the fee to $6.95/$100 card. That is the most expensive card fee for $100 card and nobody bought it anymore these days. They are delusional to think that ppl really want their card.

                    Coles MC has the lowest fee for the similar card type (eftpos/Visa/MC prepaid) and they often run 2000 bonus points but only "professionals" buy them.

                    • WookieMonster on 19/10/2021 - 22:21

                      @samehada:

                      these GC has been on for a long time and it is only popular because of the direct discount, when there was 2000pts promo not many are interested.

                      Don't worry, I started buying the Coles Gift Mastercards when Coles only rewarded 1000 or 2000 bonus points on one gift card.

                      Once they no longer run the direct discount promo, noone will be interested.

                      Yeah, agreed. I cannot use the Coles Gift Mastercard at a lot of my favourite online retailers anymore due to the cards not supporting Mastercard SecureCode, so I am not sure whether I'd still buy Coles Gift Mastercards if there is only a bonus points promotion now.

                      Coles MC has the lowest fee for the similar card type (eftpos/Visa/MC prepaid)

                      I would argue the Westfield Digital Gift Card has the lowest fee for a prepaid EFTPOS/Visa/MC gift card (at $2.95 per card). However, if you are on considering $100 physical prepaid gift cards sold at brick and mortar retailers, you are correct.

                      Prepaid Gift Card Load Amount Gift Card Purchase Fee
                      Westfield Prepaid Visa Card $100 $2.95
                      Westfield Prepaid EFTPOS Card $100 $5.95
                      Coles Gift Mastercard $100 $5.00
                      Only1 Visa Card $100 $5.95
                      The Perfect EFTPOS Card $100 $6.95
                      Vanilla Visa Gift Card $100 $5.50 (?)
                      TCN EFTPOS Gift Card $100 $5.95
                      Australia Post Gift Card $100 $5.95
                      • Neoika on 19/10/2021 - 22:26
                        +1

                        @WookieMonster: Westfield Prepaid EFTPOS Card only has $2.95 card fee @ Conceirge Desk in Westfield and can be loaded up to $995 if I remember correctly. Some independent big shopping centres sell similar own branded EFTPOS cards at low card fee, but usually not as low as Westfield.

                        • WookieMonster on 19/10/2021 - 22:29

                          @Neoika: Oh yeah, it even lists the gift card fee as $2.95 per card on their website (excluding delivery)! I think I need glasses…

                        • samehada on 19/10/2021 - 23:07

                          @Neoika: Your memory was way outdated, it was way before the Amex devaluation by 50%, they drop it to $500 and now $200. The only reason why ppl buy Westfield is because Amex, mostly in Sydney for the Vogue promo, not much point buying it otherwise.

                          Westfield has been quite shitty about ppl using their card in Auspost, many concierge staff give you the shit attitude when you ask for $995 amount at the time. They wrote down your ID and even monitor it and kind of blacklist you when you come back to buy a few times.

                          I didn't know that Westfield now has Visa Prepaid card, they used to have only EFTPOS card.

                          Most of people here buy the giftcards because of the bonus promo, or else who wants to buy them. Westfield has not running any promo at WW/Coles for a very long time and their $100 card has $5.95 fee outside Westfield. Eftpos card is less popular than Visa/Mastercard GC because you can't use it online.

                      • GLO on 20/10/2021 - 07:50

                        @WookieMonster: @WookieMonster Yeah, agreed. I cannot use the Coles Gift Mastercard at a lot of my favourite online retailers anymore due to the cards not supporting Mastercard SecureCode,

                        Would ebay or Costo be one of these of line retailers?

                        Where do you find out of they do not support the Mastercard Secure Code?

                        • WookieMonster on 20/10/2021 - 08:31

                          @GLO:

                          Would ebay or Costo be one of these of line retailers?

                          No idea, but it’s likely.

                          Where do you find out of they do not support the Mastercard Secure Code?

                          It is something only the merchant or the merchant’s payment processor would definitely know. However, someone suggested to me that if you see the Mastercard Identity Check logo on a website (particularly on the checkout page), that is a strong indication that the merchant’s payment processor requires Mastercard SecureCode, and hence you wouldn’t be able to use prepaid gift cards.

                        • ce5himm on 20/10/2021 - 08:40

                          @GLO: Will it works on Amazon to buy gift card?

              • muncan on 19/10/2021 - 18:31

                @WookieMonster: I feel I’m way out of my depth in your presence, but I shall try once again to simplify my original argument:

                1. A person (a ‘hacker’, likely wearing a hoodie) purchases a gift card with their own money
                2. That person then uses their gift card to purchase items with their gift card (nothing suss… yet…)
                3. That same person notices all the gift card hacker hysteria and decides to claim that their own purchases on their own gift card were made by some other “hacker”, and demands their gift card be refunded
                4. …?
                5. “Hackers”
                • WookieMonster on 19/10/2021 - 19:17
                  +1

                  @muncan:

                  I feel I’m way out of my depth in your presence

                  Sorry!!!

                  I think the slight flaw with that approach is that Indue (the card issuer) would dispute the transaction with the merchant where you purchased the item(s). Although Indue (for some reason) states that they "… cannot refund … the value of any unauthorised or fraudulent transactions that may occur", they can actually do that under the Mastercard scheme rules.

                  If you get your money back as a result of a dispute, it means either:

                  • Indue is recovering the funds from the merchant, or
                  • Indue is not recovering the funds from the merchant, but they are covering the funds issued to you from their own pocket (which I really doubt would happen unless you dragged Indue to AFCA or publicly embarrassed them by complaining to A Current Affair).

                  If Indue recovers funds from the merchant, the merchant may do any of the following:

                  • They may ban you from making future purchases.
                  • If you bought a gift card in the disputed transaction, they may deactivate it.
                  • If you bought apps or in-app purchases through an app store, you may have your Apple/Google account terminated.
                  • If you bought a device with an IMEI number (e.g. smartphone, tablet, laptop), the merchant would probably get it IMEI blocked in Australia (which means it cannot connect to any mobile network in Australia).
                  • The merchant may report you to police for fraudulently obtaining goods by deception.
  • bean_counter on 18/10/2021 - 10:30
    +1

    I jumped on a similar promotion in June without any problem but may have been lucky. Amazon Prime day sales were coming up so I converted most into Amazon credit fairly quickly. Given 0.5% Visa surcharge on Amazon starting on November 1, this would have been a good opportunity to buy Amazon credit again. However, still a small window for hackers to pounce between buying at Coles and using on Amazon - and the small return is not worth the hassle IMO. Note: when I did multiple purchases of Amazon credit with the Coles pre-paid Mastercard in June, someone from Amazon called to verify it was above board prior to the credit being applied to my account. An additional hassle but not a major problem.

  • yht on 18/10/2021 - 10:36
    +1

    Here we go again

    • Neoika on 18/10/2021 - 10:37
      +1

      Pretty sure some neggers will still buy them. Probably neg to reserve stock.

      • WookieMonster on 18/10/2021 - 10:58
        +5

        Pretty sure some neggers will still buy them.

        Yep, and I’ll be one them.

        In my eyes, you can downvote a deal to draw people’s attention to an issue with a retailer or a product, but I am fairly sure a downvote does not automatically exclude me from purchasing that product going forward. I will just be a lot more careful with how I use and manage them going forward.

        I felt compelled to downvote (even though I really don’t like hitting the downvote button), because I wanted to draw attention to the infrequent tampering of these gift cards, and no one else in this deal has even mentioned it. I also wanted to add my two cents on the recent fraudulent activities, even though I haven’t actually been impacted by it (yet… touchwood).

        I will most likely only buy two or three $250 cards (which is nowhere near as many as the June deal) and convert them into WISH or Coles Group & Myer or EFTPOS gift cards instead of holding onto them unused for months.

        Probably neg to reserve stock.

        Lol I think these will still sell like hotcakes on Wednesday morning (as they always do at my nearest Coles supermarkets), because most people entering a Coles supermarket or looking at a Coles catalogue would not be aware of the recent fraudulent activities nor consult OzBargain beforehand.

      • cloudy on 18/10/2021 - 12:16

        I didn’t realise negging automatically reserves me some stock, but it does brings attention to the risks involved with this product.

  • donkcat on 18/10/2021 - 10:45
    +1

    Appreciate people giving feedback on their negative experiences with the card. At first I thought I will purchase but use the cards straight away but it seems there are even fewer ways to utilize these cards from some of the comments.

  • Cluster on 18/10/2021 - 10:56

    I and my family have bought maybe 30 of these cards over the last couple of years and never had a problem with hacking. Maybe I've just been lucky? A lot of people here seem to be effected by stolen money.

    How is the money being stolen? Have thieves worked out how to retrieve the credit card number of the sealed card by reading the barcode, or is this just a brute force attack based on all cards having similar numbers? Once you buy one card you know the expiry date of all of them.

  • nosrad on 18/10/2021 - 10:59

    Are auspost prepaid cards also subject to the same scam?

    • WookieMonster on 18/10/2021 - 11:03
      +2

      Some were.

      However, I think we need to keep in mind that fraudulent transactions can happen for multiple reasons, including:

      • BIN attacks.
      • The card issuer having their systems compromised.
      • Insider attack at the card issuer.
      • A merchant having the systems storing card payment information from previous payments/orders compromised.
      • Someone in your household stealing the card details.
    • asc on 18/10/2021 - 11:04

      I'd say so as only the last 6 or so digits are different. But you can call them to block the card. Problem is how do the verify you are the purchaser other than card id?

    • samehada on 18/10/2021 - 11:06
      +1

      all cards are subjected to the same hack including bank credit/debit card as long as Mastercard/Visa don't fix their payment system.

      That's why I block all online payment and tap payment from my debit card.

  • c64 on 18/10/2021 - 11:00
    +1

    you've got to have balls to buy these insecure cards that can get spent before they are even opened

  • ldcan on 18/10/2021 - 11:18

    not worth the risk and the hassle…

  • OzBrogains on 18/10/2021 - 12:13
    +2

    Guarantee hackers will be running their bots on repeat from Wednesday onwards when the masses buy these cards.

    • scrypton on 18/10/2021 - 16:13

      Maybe the cops are already on their keyboards waiting to catch those hackers in the act, and they use this promo as the carrot!

      • abc on 18/10/2021 - 17:44

        the CYBER POLICE CYBER POLICE?? Yeah right!

        If you come across a hacked card you are on your own and need to rely on Coles Financial Services for assistance. Given their level of support for their credit cards (website and app which are faulty and randomly crashes, non local phone support, limited support hours) all I can say is good luck.

  • Seraphin7 on 18/10/2021 - 12:23
    +1

    After the recent scams/hacks I'll be steering clear this time. Unfortunate as I've managed to cash in handsomely previously.

  • capslock on 18/10/2021 - 12:26
    +1

    So if anyone is going to buy these, firstly check that the packaging hasn't been tampered with and a replacement card put inside and then spend it immediately, preferably within the next few minutes.

  • amaneight on 18/10/2021 - 13:00

    Can you pay for these cards using 5% coles gift card?

    • WookieMonster on 18/10/2021 - 13:05
      +2

      Maybe.

      If you are looking to use multiple payment methods, keep in mind Coles has some restrictions on split payments.

      • cloudy on 18/10/2021 - 14:26
        +2

        Did you write that page WM? I Suspect you did and wish to give you a gold star!

        • WookieMonster on 18/10/2021 - 14:46
          +5

          Yep, I wrote the content for the entire page, because I kept on seeing the same questions in the last two Apple gift card deals, and I was starting to feel like a broken record!

          You may have noticed that some of my gift card deals tried to address the most commonly asked questions in the deal post itself, but it made the deal post a wall of text, and that would put a lot of people to sleep. I opted for a dedicated Wiki page, as it would mean you can easily see the questions and answers addressed in the FAQ, plus you can link to the answer someone may be looking for. By moving the gift card FAQ to its own page, I can have the deal post focus on other things (e.g. gift card terms and conditions, reminders for people to check for evidence of tampering before purchase).

          I just hope that the OzBargain community will use it as a reference material, much like how they use the Discounted Gift Card page. I don’t think it will actually ever be as popular as the Discounted Gift Card page, but I hope OzBargainers will find some use from this new page. I guess it’s better to have all that knowledge on a webpage instead of my head!

          • cloudy on 19/10/2021 - 05:23

            @WookieMonster: So I was reading the page in full whilst I can’t sleep haha
            But I have a question, can I purchase gift cards like this coles MasterCard deal at self checkout? Say I have enough cash that I don’t need to split payment. Can I do it myself?

            • WookieMonster on 19/10/2021 - 08:05
              +1

              @cloudy: Yes.

              You can purchase gift cards at Coles self-service checkouts, but only if you use one payment method. That means you can only use one card, one gift card (if you’re lucky) or just cash to pay for the gift card.

              As soon as you try to use multiple payment methods, the self-service checkout will display an error message, so you’ll be forced to only use one payment method.

              If you want to use multiple payment methods to pay for a gift card at Coles, you’ll need to go to a serviced checkout.

          • UrMumsOnlyFan on 19/10/2021 - 09:59

            @WookieMonster: Thanks for the detailed wiki.

            However, it is likely Coles has recently updated their POS system in their stores to reject Coles Gift Mastercards if they are used as a payment method for any gift cards.

            Evidently hasn't happened yet and I reckon it's probably unlikely.

            Some Coles self-service checkouts have also been programmed so that when a person selects Gift Card on the payment screen, an error message will appear stating that gift cards cannot be used to pay for gift cards.

            I don't recall seeing comments about that. Has this been confirmed in specific locations?

            Coles’ self-service checkouts and standard checkouts allow you to purchase up to five gift cards in a single transaction.

            It may be worth noting about the 1-3 staff member interventions required with self checkout. Very annoying for both customers and staff!

            • WookieMonster on 19/10/2021 - 10:16

              @UrMumsOnlyFan:

              Evidently hasn't happened yet and I reckon it's probably unlikely.

              I wrote that as a precaution yesterday before that commenter you reference confirmed they were able to use a Coles Gift Mastercard to pay for Apple gift cards. You never know, Coles may make a sneaky change to their POS system tonight (but I really doubt it). I’ve updated the wording in the Wiki.

              I don't recall seeing comments about that. Has this been confirmed in specific locations?

              It’s happened to me every time I pressed Gift Card at Coles stores in the ACT in the last couple of years (excluding Bunnings gift card purchases), and an OzBargainer messaged me saying it happened to them at Coles Broadway (NSW) nearly a week ago.

              It may be worth noting about the 1-3 staff member interventions required with self checkout. Very annoying for both customers and staff!

              I’ve updated the Wiki to reflect your comments (as well as my personal experiences of buying heaps of gift cards at Coles).

              • UrMumsOnlyFan on 20/10/2021 - 00:25

                @WookieMonster: Cheers 👍

                It’s happened to me every time I pressed Gift Card at Coles store

                Never mind me, I had misread what you wrote!

    • abc on 18/10/2021 - 17:49
      +2

      I have used Coles eGift card to pay for them successfully in the past but as long as you do it in one go and don't split payment, that's when the self checkout starts throwing out requests for assistance and you may be denied by the checkout operator.

      Having said that would I use this payment method this time given the security situation? Absolutely NOT. Using a credit or debit card provides an extra level of protection in case things go south and Coles FS can't/won't assist. I'm not even sure if Coles FS would refund back to a gift card since it is meant to be single use. Refunds should work - but it would be up to their discretion - and if it violates the T&C then they could deny it.

      • cloudy on 19/10/2021 - 05:25

        Hi I was just reading this comment, can I confirm you can buy these coles MasterCard at self check out ? Assuming you don’t split payment methods? You have tried?

        • UrMumsOnlyFan on 19/10/2021 - 09:49
          +4

          From past experience self checkouts will generate up to three warnings, locking each time and requiring staff member intervention to proceed.

          • Purchase includes one or more gift cards.
          • Purchase includes three or more gift cards - staff member meant to warn you about gift card scams and give you a related pamphlet.
          • Purchase over $1,000.
  • mrvaluepack on 18/10/2021 - 14:56

    Can this be used to pay my tax bill?

    • WookieMonster on 18/10/2021 - 14:57
      +1

      Apparently, yes.

    • cloudy on 19/10/2021 - 13:57
      +1

      Yes I’ve used some to do that

  • MrrMagic on 18/10/2021 - 15:09
    +2

    Remember when using a normal checkout staff member, only buy 4 cards in the first transaction and the 5th card in a separate transaction.

    They require the managers approval if the total is $1000 or more.

  • scrypton on 18/10/2021 - 15:55

    I have never been more grateful with OzBargain community for informing us of the hacking issue and the necessary steps to minimise and/or recoup the loss.

    Even just by visiting OzBargain (and not actually making any purchase) you are already SAVing money!

  • mountaineer on 18/10/2021 - 16:20

    just make sure you know what to use for immediately - i.e. within 30 mins….still good saving to have….

  • dcool75 on 18/10/2021 - 18:16
    -1

    Is there a way to transfer the money from coles Mastercard to bank account without paying any fees?

    • tajid on 18/10/2021 - 18:37
      +1

      Some vendors do refund to bank account/debit card.

      Though I wonder where can you even easily do this without refunds with fees?

  • zachky on 18/10/2021 - 20:34

    Like many others, my card was hacked too. Some random amounts just got deducted from google. USD5, then a couple dollars twice. Lost about $10 from a $100 card. They should stop this. Otherwise its just feeding the hackers.

    • popsiee on 18/10/2021 - 20:38

      Its harder enough for the hackers to get a hit and your saying they aren't going for the kill ?

  • toobzy on 18/10/2021 - 20:55

    So does this latest brute force and google play issue apply to all the gift cards (coles, vanilla, only1 etc)?

    • mysterytal on 18/10/2021 - 21:00

      Technically yes it does. It's just numbers with no address or name verification. The bit that made this much easier was the expiry date is known and the 3 digit CVV number is not required. With thousands of cards activated with credit the hit rate is pretty good with a good chance of success.

      • samehada on 18/10/2021 - 21:13
        +1

        There is no such thing as name or address verification with credit card payment outside the US.

    • abc on 18/10/2021 - 22:00

      They can brute force but how do they know when the card is purchased and therefore activated? Are they running some sort of method to constantly check on the online portal?

  • randomusername2017 on 18/10/2021 - 23:46

    Can you use these to pay your zip balance?

    • cloudy on 19/10/2021 - 13:59

      No I tried

  • MrrMagic on 19/10/2021 - 08:44
    +1

    Looks like the shopback super swap gift card will be the best one to buy with these cards.

    • King Tightarse on 19/10/2021 - 14:57

      We can definitely use these with Shopback? That seems like an easy way to churn them if correct
      EDIT: Just tried with some unused cards and it failed

      • MrrMagic on 19/10/2021 - 22:40

        Thanks for clarifying

      • Yola on 20/10/2021 - 10:27

        Strange I have done this many times.

        • King Tightarse on 20/10/2021 - 10:56

          I added two cards which worked fine but it could not check out I was trying to buy JB cards.
          It would be good if somebody else tried too to confirm it was not some kind of glitch on the day

    • MrrMagic on 21/10/2021 - 22:21

      I purchased bunnings gift cards via shopback using these cards.

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