Credit Card +

Credit Card

A credit card is a payment card issued to users as a system of payment. It allows the cardholder to pay for goods and services based on the holder's promise to pay for them. The issuer of the card creates a revolving account and grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.

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ANZ Platinum Credit Card: $450 Cashback with $4500 Spend in 4 Months, $0 First Year Annual Fee (Then $87/Year) @ ANZ

Long Running ANZ Platinum Credit Card: $450 Cashback with $4500 Spend in 4 Months, $0 First Year Annual Fee (Then $87/Year) @ ANZ

Frequent Flyer offers are getting few and far between given the 18–24-month cooldown periods :(. ANZ quietly released this one which gives a fairly healthy ROI better than the ANZ Low Rate, …

711
$200 Bonus with Orange One Low Credit Card after Spending $500 in 3 Months ($48 Annual Fee) @ ING

$200 Bonus with Orange One Low Credit Card after Spending $500 in 3 Months ($48 Annual Fee) @ ING

SPOOKYBONUS

We think you deserve a bonus $200. That's why we're inviting you to apply for an Orange One Low Rate credit card. Because if you apply and are approved for an Orange One Low Rate credit …

20
Kogan Credit Card: $300 Kogan Credit ($3k Eligible Spend 90 Days), 6 Months 0% BT, $0 Annual Fee, FIRST Membership @ Kogan Money

Long Running Kogan Credit Card: $300 Kogan Credit ($3k Eligible Spend 90 Days), 6 Months 0% BT, $0 Annual Fee, FIRST Membership @ Kogan Money

Looks like they've dropped their bonus credits by $100. Check out the previous post to see history of the promotion: https://www.ozbargain.com.au/node/918212 The $300 credit is only eligible …

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ANZ Low Rate Credit Card: $400 Cashback with $5,000 Spend in 6 Months ($58 Annual Fee) @ ANZ

Long Running ANZ Low Rate Credit Card: $400 Cashback with $5,000 Spend in 6 Months ($58 Annual Fee) @ ANZ

From website: Which one will you choose? Balance transfer offer for those looking to consolidate their debt Credit-back-to-your-card offer for those wanting to treat themselves Click “View both …

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ANZ Rewards Platinum Credit Card: 60,000 Velocity Points & $50 Cashback with $3500 Spend in 3 Months, $149 Annual Fee @ ANZ

Long Running ANZ Rewards Platinum Credit Card: 60,000 Velocity Points & $50 Cashback with $3500 Spend in 3 Months, $149 Annual Fee @ ANZ

This card is also eligible for 20,000 Bonus Points 60,000 Velocity Frequent Flyer points (+20,000 after 15 months and another round of annual fee) $149 fee ($94 Annual Fee and $55 Rewards Program …

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Latitude Gem VISA Credit Card: Bonus $200 VISA eGift Card with $1,500 Spend Per Month for First 3 Months @ Latitude Financial

Latitude Gem VISA Credit Card: Bonus $200 VISA eGift Card with $1,500 Spend Per Month for First 3 Months @ Latitude Financial

$200 Visa eGift Card when you spend $1,500 on general purchases each month in the first 3 months of approval. Excludes long-term Interest Free payment plans. Other exclusions, T&Cs, card fee …

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NAB Rewards Signature Card: 80k NAB Pts ($5k Spend in 90 Days), 30k Pts on 13th Month, $35/M Fee (Waived with $5k/M Spend) @ NAB

Long Running NAB Rewards Signature Card: 80k NAB Pts ($5k Spend in 90 Days), 30k Pts on 13th Month, $35/M Fee (Waived with $5k/M Spend) @ NAB

I was looking for an international fee free credit card. Saw that this card has a sign up offer again. There was previously a better deal for this at $18 monthly fee (now $35) and believe higher sign …

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AmEx Explorer Card: 100,000 Bonus Points ($4,000 Spend in 3 Months), $400 Travel Credit, $395 Annual Fee

AmEx Explorer Card: 100,000 Bonus Points ($4,000 Spend in 3 Months), $400 Travel Credit, $395 Annual Fee

New offer for the Explorer card, available via Amex or personal referral. Receive 100,000 Bonus Membership Rewards® Points when you apply online by 2 December 2025, are approved, and spend $4,000 …

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Qantas AmEx Ultimate: 70,000 Qantas Pts ($3,000 Spend in 3 Months), $450 Qantas Travel Credit, $450 Anl Fee @ American Express

Qantas AmEx Ultimate: 70,000 Qantas Pts ($3,000 Spend in 3 Months), $450 Qantas Travel Credit, $450 Anl Fee @ American Express

Spend $3,000 in the first 3 months to earn 70,000 Qantas Points Plus, an additional 20,000 bonus Qantas Points when you spend min $1 on your Card within 90 days of paying your second year annual Card …

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Upgrade to Qantas American Express Ultimate Card: 20K Qantas Points ($3000 Spend in 3 Mo's), $450 Qantas Travel Credit, $450 Fee

Targeted Upgrade to Qantas American Express Ultimate Card: 20K Qantas Points ($3000 Spend in 3 Mo's), $450 Qantas Travel Credit, $450 Fee

Repost of https://www.ozbargain.com.au/node/895459 Link still seems to work, it let me upgrade my card. TBC if I get the 20k bonus points. Obviously better cards to get for sign up bonus but I like …

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Bankwest Qantas Platinum Mastercard: 60,000 QFF Pts ($7,500 Spend in 90 Days) + 20,000 Pts after 15 Months. $199 Fee, No FX Fee

Long Running Bankwest Qantas Platinum Mastercard: 60,000 QFF Pts ($7,500 Spend in 90 Days) + 20,000 Pts after 15 Months. $199 Fee, No FX Fee

Usually wouldn't even look at Bankwest but given the dire state of churning with 18-24 month exclusion periods, this one deserves consideration. Unique feature of this card is no FX fees so …

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Westpac Qantas Altitude Black Card: $0 Fee 1st Year (+QFF Fee $75) for Existing Customers (Ongoing $295/Year) @ Westpac

Targeted Westpac Qantas Altitude Black Card: $0 Fee 1st Year (+QFF Fee $75) for Existing Customers (Ongoing $295/Year) @ Westpac

I am an OzBargainer with a Westpac account just for Shopback before. Looking for a new credit card with travel insurance and frequent traveler points and this ad aroused my interest and still appears …

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NAB Low Rate Credit Card: $400 Cashback with $5,000 Spend in 150 Days ($59 Annual Fee) @ NAB

Long Running NAB Low Rate Credit Card: $400 Cashback with $5,000 Spend in 150 Days ($59 Annual Fee) @ NAB

Low fee card, good cash back amount Good Credit card offers getting harder these days $400 cashback when you spend $5,000 on purchases within 150 days. If you’re already a NAB customer you could …

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Amplify Qantas Signature: 90k Qantas Points with $6k Spend in 120 Days, $370 1st Year Fees ($225 Existing Customers) @ St.George

Long Running Amplify Qantas Signature: 90k Qantas Points with $6k Spend in 120 Days, $370 1st Year Fees ($225 Existing Customers) @ St.George

Up to 120,000 bonus Qantas Points — 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases within 120 days of new card approval and an extra 30,000 points after your first eligible …

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Amplify Qantas Platinum: 75,000 QFF ($4k Spend in 90 Days), 1st Yr Fee $124 (New Cust) / $49 (Existing Cust) + $75 @ St George

Long Running Amplify Qantas Platinum: 75,000 QFF ($4k Spend in 90 Days), 1st Yr Fee $124 (New Cust) / $49 (Existing Cust) + $75 @ St George

Back again with another Qantas Points churn card. 75,000 bonus Qantas Points if you spend $4k+ on eligible purchases† within 90 days of new card approval~. Already with St.George? Sign in to …

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Amplify Qantas Signature: 90,000 Qantas Points ($6,000 Spend in 90 Days), Annual Fees $295 ($150 1st Yr Existing) + $75 @ BankSA

Long Running Amplify Qantas Signature: 90,000 Qantas Points ($6,000 Spend in 90 Days), Annual Fees $295 ($150 1st Yr Existing) + $75 @ BankSA

Up to 120,000 bonus Qantas Points> — 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases within 120 days of new card approval and an extra 30,000 points after your first …

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Vertigo Credit Card: 10% Back (Max $500) for 180 Days at Supermarkets and Service Stations, $55 Yr Fee ($0 Existing) @ St.George

Long Running Vertigo Credit Card: 10% Back (Max $500) for 180 Days at Supermarkets and Service Stations, $55 Yr Fee ($0 Existing) @ St.George

This looks like a good deal to me. Some key points worth considering: On website there is no explicit mention which supermarket or petrol stations are eligible. But some names are called out: ** …

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0% Interest on Purchases Balance from 7 May to 7 Nov 2025 @ ANZ Rewards Black Credit Card

Targeted 0% Interest on Purchases Balance from 7 May to 7 Nov 2025 @ ANZ Rewards Black Credit Card

Found this in my email dated 22 April 2025 as an existing cardholder. Bargain if you can afford to repay in full in November. I know I'd rather earn bank interest than pay it. Don’t miss out …

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CommBank Low Rate Credit Card ($6 Monthly Fee): $75 Monthly Cashback for 6 Months with $500 Monthly Spend

Long Running CommBank Low Rate Credit Card ($6 Monthly Fee): $75 Monthly Cashback for 6 Months with $500 Monthly Spend

New CBA credit card deal. Earn $75 each month when you spend $500 or more per month for the first 6 months on a new Low Rate credit card. Ongoing eligibility, exclusions and offer Ts&Cs …

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Westpac Altitude Velocity Platinum: 75k VFF Points with $4k Spend in 90 Days, $75/Y Fee, $49 1st Year Card Fee Existing Customer

Long Running Westpac Altitude Velocity Platinum: 75k VFF Points with $4k Spend in 90 Days, $75/Y Fee, $49 1st Year Card Fee Existing Customer

Points went up from 60k to 75k Pair it with bonus 20k Velocity points Existing Westpac customers who currently hold an Earth Classic, Earth Platinum, Earth Platinum Plus, Earth Black, Altitude …