sclass » posts

Cut Cable near nbn Box

I just noticed this black cable near my NBN box which looks like it has been cut. Any idea what this cable is? No issues with internet access.

Australian vs. New Zealand Passport

Is there any benefit for a new Australian citizen with a New Zealand passport in applying for an Australian passport?

What Material is My House Made From

I'm buying home insurance and don't know what my house + roof are made from. Not sure if these photos help: Exterior: 1 Roof: 1 2 My guess is brick veneer and slate roof?

Interest Rate Rise Before Settlement

I recently took out a P&I variable home loan on a PPOR, with settlement next month. I have just been notified that my interest rate will be going up by 0.25%; however, the advertised rate on the …

How Much to Offer for Second Hand Fridge?

I am moving into a house and the current owners are offering to sell their fridge (at my request). My main concern is that it is 5 years old but supposedly working fine, which I am inclined to …

Putting in Pre-Auction Offer (VIC)

Hi all, I'm based in metro VIC, looking at a townhouse listed for auction in 2 weeks' time but just received notice from the REA that an offer of 735k has been put in (top advertised range …

Credit or Debit Card for Hotel Booking That Has Foreign Transaction Fees

Should I use a debit card without foreign transaction fees to pay for a hotel booking or cop the 3% fee with my credit card?

Replacing MacBook Pro Screen

After only 6 months, my 14-inch M1 MacBook Pro has met its match (i.e. a certain pet chomped down on a certain screen) and the display is kaput due to a tiny puncture in the corner. Apple have …

Tracking Location with Apple Watch

My partner plans on getting an Apple Watch SE and is deciding whether she needs cellular. Her main use is with running (and wants to leave her phone at home) and she wants to share her location with …

Using AirTag with iPhone

My partner and I have made good use of Apple AirTags for our luggage during recent trips with her iPhone (I use Android). However, I am about to go on a solo trip but would still like to use an …

Samsung Galaxy S22 Ultra - Broken Screen

So unfortunately, even with a rugged UAG case, my nine-month old Galaxy S22 Ultra has met its match after landing onto an uneven surface of pebbles. Pictures here I believe the display itself is …

Changing Lenders after Preapproval

I'm three months into my property search with preapproval expiring shortly but I have found a property of interest which I'll bid at next weekend. However, after recent interest rate …

Cats Starting to Fight

I got two kittens last year and they've always been very caring towards each other. However, for the last few months, the older brother (who is physically bigger) has been chasing after the …

Termites in Pre-Auction Inspection

First home buyer here. I just heard back from my pest and building inspector for a 60-year-old house going to auction very soon that there is some minor active termite damage, but it would be …

Thoughts on Samsung Freestyle Projector

I'm pretty interested in the recently announced Samsung Freestyle. I know there are other projectors on the market with potentially better specs, but they don't seem to have the flexibility …

How to Fix Big Scratch on Door

Today I found that an over-the-door system that I have on a door of the place I'm renting (like this) has made a big old scratch into the paint as a result of a loose nail that's been …

Internet Options in Lightning Broadband Apartment

Hi all, I’ve just moved into an apartment in metro Melbourne using Optus mobile broadband I had previously for internet. However, the speeds are simply unusable (3 Mbps at best) and even my mobile …

Where to Find B22 Lamps

I recently got a smart bulb with a B22 base as part of a package deal. However, all the lamps at home are Edison style and for some reason I cannot seem to find any cheap lamps for B22 bulbs anywhere …

DSLR sensor cleaning in Melbourne

My out-of-warranty Nikon DSLR has got a ton of dust on the sensor, very visible in long exposure shots. I'm hesitant to clean this myself - what price range can I expect a professional clean? …

Casual salary packaging

I recently got a new casual job paying $45 per hour that offers salary packaging. However, as I don't anticipate working many shifts this year (maybe only 100 hours or so), I'm not sure if …

When to Get Car Serviced

Basic question about car servicing schedules. Should I get my car serviced just at the intervals outlined in the logbook? My car has 51,000 km and would need a 45,000 km and 52,500 km service as per …

Qantas

Should I Get Frequent Flyer Points?

I’ve never really been bothered with frequent flyer points (I fly just a couple of times a year at most), but I do have a QFF account (only 35k points though). However, I’m planning on travelling …

Peter Jackson

Peter Jackson Suit Sizing

There's a suit I want to buy from Peter Jackson online, but it seems like the trousers sizes are fixed with the suit sizes? Example here: https://i.imgur.com/yOXv9vc.png. I'm assuming …

Tips for Private Sale Before Auction

As a potential home buyer in Melbourne, I've spotted a unit of interest that is being advertised for private sale ($610-650k) with several open inspections before it goes to auction in early …

AIA Vitality

AIA Vitality Options

I’ve stumbled across AIA Vitality and was hoping to get a better understanding of whether it’s worthwhile. For background, I’m currently paying close to $30 per month for extras cover and …

Apartment Dilemma - Buy or Rentvest

My partner and I are first home buyers in Melbourne who, until this week, were considering buying a FHOG-eligible PPOR apartment near our workplace with the intention of working at the same place for …

"Non-Negotiable" Asking Price on Apartment

Currently apartment hunting in Melbourne and have found one that ticks all our boxes. It's an apartment that the developer has apparently been holding on to for his daughter who no longer needs …

Apartment Above Cafe, Would Noise be a Concern?

Currently looking to buy an apartment and have found one that fits our requirements, but it sits directly on top of what is currently an empty space which will soon be developed into a cafe. With …

Mortgage vs. super

Generally speaking, is there a better option out of: 1) Keeping money in an offset account for your mortgage (and/or making extra repayments) vs. 2) Salary sacrificing extra super payments?

Drawbacks with West-Facing Apartments?

Hi all, I'm shopping around for an apartment and have found one of interest, but lo and behold, its windows are west-facing. However, the downside of intense summer sun is seemingly cancelled …

Freedom Lend

Any experience with Freedom Lend?

I'm currently comparing variable P&I loans for an owner-occupied first home (offset desirable), and Freedom Lend's 3.04% rate is standing out (particularly with no fees for loans …

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Choc Coconut Iced Latte for $3 @ McDonald's via App

expired Choc Coconut Iced Latte for $3 @ McDonald's via App

Yet another deal. Not sure if targeted. Not sure if tasty. Can be any size. Ends Feb 4. Ingredients: MILK: Whole Fresh Milk. ICE: Water. COCONUT SYRUP: Sugar, Water, Flavourings (Natural), …

Using mobile broadband at home

Hi all, I'm moving into a new property which I've discovered has no ports for ADSL and is not NBN ready, so I'm turning to mobile broadband now, specifically eyeing the Optus 200 …

Buying Samsung Galaxy Watch 46mm

Hi all, I'm looking to get a Samsung Galaxy Watch 46mm but have unfortunately missed all the deals in the past month. Especially with Black Friday etc. coming up, should I anticipate more …

[VIC] Breaking lease with 1 month remaining

Hi all, This may be a silly question as it is my first rental, but I am hoping to break a 12 month lease at the 11 month mark. Looking at all the fees involved – including potentially paying rent …

Negotiating Gym Membership Fees

I'm with a 24 hour gym who is now offering a deal for new members that's cheaper than what I'm currently paying. Would I able to negotiate a cheaper membership as an existing member? …

Anytime Fitness

Will Anytime Fitness price match?

I'm planning on joining a gym near me in Kew, VIC - currently Jetts is cheapest on my list with a cheaper base rate + $0 joining fee but I prefer Anytime Fitness. I've got a trial at both …

Can I leave energy plan early?

I'm moving into a new property, currently looking at utilities for the next 12 months. I've noticed that some contracts are longer but have no exit fees – for example, Simply Energy has …

ADSL plan

I'm moving into a new apartment and will need internet, but NBN isn't available in the area yet so it'll have to be ADSL. Most of the plans I'm looking at seem to require an …

When to buy Samsung Galaxy S8 Plus?

I'm keen to get an S8 Plus before Christmas, but there aren't really any deals at the moment as far as I'm aware. Would prices likely be slashed in the lead up to Christmas? …